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goscore - a new kind of CRA
2 min read
01.07.2022
News
by Max
Goscore AS has officially became the fifth CRA (kredittopplysningsforetak) on Norwegian market and the first one, that utilises a full power of Ope Banking and new regulations to bring fair, transparent, and accurate credit evaluation (kredittvurdering, kredittscore).
It's a new chapter in goscore's story and it makes our vision closer to reality than ever: a fair and reliable credit scoring that's build with personalisation in mind. We expect more player to join us and can't wait to bring all solution to you
Maksim Hardziyenak
goscore CEO
Moving on at full speed
We've began goscore with a single idea of finally fixing the broken credit scoring for everyone in the EU, and, ultimately, US and other parts of the world.
And while some legislation, such as PSD2, enables our vision and technically made our idea feasible, other regulations are still not ready and need to be disrupted. We felt that ourselves since July 2020, when we first applied to become an authorised credit information provider in Norway.
Since that, hours of dialog with authorities, hundreds and hundreds of pages of different documents, and a lot of waiting, we can finally call our services and enrich data to bring you and our customers even better solutions.
And while some legislation, such as PSD2, enables our vision and technically made our idea feasible, other regulations are still not ready and need to be disrupted. We felt that ourselves since July 2020, when we first applied to become an authorised credit information provider in Norway.
Since that, hours of dialog with authorities, hundreds and hundreds of pages of different documents, and a lot of waiting, we can finally call our services and enrich data to bring you and our customers even better solutions.
What's done
Since the beginning, we've used every opportunity to help banks, lenders, and other financial companies to improve customer experience, simplify onboarding, and able personalised loan and other offers.
Implementation of our onboarding solution leads to application rate increase by over 50%, meaning more people apply to get financial service and enjoy frictionless process of filling dozens of application fields with a single click.
Even standard data collection process need to become user-friendly: we help banks to make SBL and tax data collection easy and understandable for you.
But it's been always important to let everyone get a better offer and bring a win-win solution for banks and private users: 49% less payment issues for banks and 19% more approved and recovered applications.
Implementation of our onboarding solution leads to application rate increase by over 50%, meaning more people apply to get financial service and enjoy frictionless process of filling dozens of application fields with a single click.
Even standard data collection process need to become user-friendly: we help banks to make SBL and tax data collection easy and understandable for you.
But it's been always important to let everyone get a better offer and bring a win-win solution for banks and private users: 49% less payment issues for banks and 19% more approved and recovered applications.
What's coming
We have en exciting road ahead to achieve our vision of everyone having a fair credit risk assessment, and up-to-date credit information and credit score.
We're also working closely with dozens of banks in Norway and Sweden to improve and made widely accessible our credit risk solutions. In a meantime, join our waitlist or sign up for a newsletter, so you wouldn't miss new updates in our goblog.
If you're looking for a solution that fit's your business, check out our business product pages or contact us directly today!
We're also working closely with dozens of banks in Norway and Sweden to improve and made widely accessible our credit risk solutions. In a meantime, join our waitlist or sign up for a newsletter, so you wouldn't miss new updates in our goblog.
If you're looking for a solution that fit's your business, check out our business product pages or contact us directly today!
CEO @ Goscore
Maksim Hardziyenak
Education
Max has a bachelors degree in programming and mathematical methods and models. That's why he is not only an excellent developer but also an experienced Data Science and Machine Learning specialist.
Max holds an MSc degree in logistics and is currently working to obtain an MBA degree.
Job and experience
Max developed and taught his own IT course at the BSU (Belarus).
He has previously worked as a Senior Developer, Product Manager, CTO, and independent IT consultant.
Now Max applies all his accumulated experiences in the creation and development of Goscore.
What colleagues appreciate in Max
Colleagues appreciate Max's support, advice, and ability to analyze the situation from all sides and offer the best solution.
Hobby
His secret hobby is assembling realistic car models.
Max has a bachelors degree in programming and mathematical methods and models. That's why he is not only an excellent developer but also an experienced Data Science and Machine Learning specialist.
Max holds an MSc degree in logistics and is currently working to obtain an MBA degree.
Job and experience
Max developed and taught his own IT course at the BSU (Belarus).
He has previously worked as a Senior Developer, Product Manager, CTO, and independent IT consultant.
Now Max applies all his accumulated experiences in the creation and development of Goscore.
What colleagues appreciate in Max
Colleagues appreciate Max's support, advice, and ability to analyze the situation from all sides and offer the best solution.
Hobby
His secret hobby is assembling realistic car models.
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© "goscore". Goscore AS - is a Nordic-first CRA (kredittopplysningsforetak I Norge). All rights reserved.
Goscore AS is an authorised CRA and is supervised by Datatilsynet, registered and incorporated in Norway (company no. 922707324). Our registered office is: Lars Hilles gate 30, Bergen, Norway
Goscore AS is an authorised CRA and is supervised by Datatilsynet, registered and incorporated in Norway (company no. 922707324). Our registered office is: Lars Hilles gate 30, Bergen, Norway
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Stay tuned for the latest FinTech news with goblog
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